Since it is a government scheme with a mindset of providing housing loans to maximum people,
one can easily get the loan at Shubham.co either for buying or even home renovation loans. One should be
eligible for it. The home renovation loan eligibility rules for the loan are not harsh. The only
condition is that the person cannot take a double loan for a house. While applying for a loan,
he/she needs to provide the Adhaar Card. Any adult working individual is treated as a separate
household and can apply for the loan.